HSBC called me in Aug 2010, saying that I owe the Bank Rs 52,000+ for use of the above refered credit card and received a legal notice addressed to my then employer, where I worked till June 2008. I cantacted the HSNC Branch, Greater Kailash-I, New Delhi-48 and informed that I never possessed or used this card. Later Mr Lalit Garg, Asst Manager HSBC Credit Card Division (Ph- 0120: 4302099, 4302208) clled and informed the said card is used is a fraud case and henceforth the bank will not call me in this regard.
New JM Financials Delhi office has started calling me again and harrasing for payment against the said card, which I have not used and no bill ever received by me. I came to know of this only on receipt of the lawyers legal notice of 16 Aug 2010, addressed to my previous company Parsvnath Developers, where I worked as the CFO.
I am also now given to understand this matter is reported to CIBIL and a negative Rating is aganst my name, hence my application for a credit card is rejected.
This is harassment and a coersive way to recover the dues, againd a card faudulently issued and used in my name.
Plz advice.